-
5 People You’ll Meet as a First-Time Homebuyer
June 7, 2022 by The CE Shop Team Let’s Learn About the Professionals Involved in the Homebuying Process For many first-time homebuyers, navigating the real estate industry and the homebuying process can feel overwhelming. That’s totally understandable — after all, a home is often the largest purchase that a buyer will make in their lifetime. But the journey to homeownership can also be incredibly exciting, and the more you learn about the process, the better prepared you’ll be. Today, we’re going to be talking about the various professionals that you’ll encounter on your homebuying journey. Buyer’s Agent Your real estate agent is the person that you’ll be spending the most time…
-
Texas Con Duped Dozens in Investment Fraud Scheme
Texas Man Sentenced to Decade in Prison for Swindling $1 Million Created by our partners at the CE Shop, Jun 6, 2022 Shawn Johnson, a 42-year-old man that lives in Dallas, TX has been sentenced to a decade in prison for a scheme in which he tricked victims into investing with him in ventures that did not exist. How Johnson Received Investment from Victims Johnson would lie to victims about his professional background, his contacts with celebrities, and his personal net worth, in order to induce them to invest in the scheme. He would claim to be involved in financing for major events, including a party in Washington for the second…
-
First Time Home Buyer, Home Shortage, HomeBuyers, Real Estate, Real Estate Blogs, Real Estate Education
First-Time Homebuyers are Facing a Starter Home Shortage
Lack of “Starter Homes” in the U.S. Makes First-Time Homebuying Difficult Post from our Partners at the CE Shop dated 2/13/2022 It’s hard for first-time homebuyers in this housing market — in recent years, they’ve faced ultra-high home prices, record-low inventory, and more recently, rising mortgage rates. Some first-time homebuyers might be feeling frustrated or discouraged, and as a real estate agent, it’s your job to help them through the process. But how did we get here? In this blog, we’re going to explore what experts say is one of the major barriers to homeownership: the lack of available “starter homes.” What Is a “Starter Home”? There’s no one…
-
Property Management, Property Manager, Real Estate, Real Estate Blogs, Real Estate Career, Real Estate Education
How to Become a Property Manager
by The CE Shop Team Becoming a Property Manager A property manager is fully responsible for the maintenance, operation, and marketing of a real estate property or rental property on behalf of the owner. Property managers give the property a competitive edge in the market by conducting mass advertising campaigns, supervising renovations, and adhering to stipulated rental laws. Becoming a property manager is a great option for people looking for a new career as the demand for such specialists is growing exponentially. 34% of Americans opt to rent property rather than purchasing their own, with this figure increasing at nearly twice the speed as the rates for homeownership. Most real estate companies are…
-
Home Sellers, HomeBuyers, MLO Education, Mortgage Industry, Real Estate, Real Estate Blogs, Real Estate Courses for most US States
Mortgage Industry Glossary – Terms Everyone Should Know
By the CEShop Team Common Mortgage Terms and Definitions Whether you are a mortgage lender, borrower, or real estate agent, navigating your way through the mortgage loan process can be challenging. Having a list of mortgage terms handy helps everyone benefit during the process. To help you enjoy smooth sailing during the mortgage loan process, we’ve put together a list of the most widely used mortgage term definitions in the industry. Mortgage Terms: Adjustable-Rate Mortgage (ARM) Amortization Annual Percentage Rate (APR) Appraisal Fee Appraised Value Borrower Defaults Borrower’s Credit Borrower’s Closing Costs Closing Disclosure Conventional Loan Conventional Mortgage Credit Report Creditworthiness Debt-to-Income Ratio Deed of Trust Down Payment Earnest Money…
-
Loan Officers, Loan Originator Career, MLO Education, MLO's, Mortgage Industry, Mortgage Loan Originators, Mortgage Originator Education, Mortgage Originators
The Top 5 Tech Tools for Mortgage Loan Officers
Feb 23, 2022 by the CE Shop Team These Tech Tools Are Made to Help Mortgage Loan Officers It’s no secret that technology has improved our personal and professional lives, but have you wondered how to utilize different software and digital services to make your job as a Mortgage Loan Originator even more productive? In this guide, we’ll outline the five most important tech tools Mortgage Loan Officers and Originators (MLOs) need to succeed in 2022. These tools can improve your marketing strategy, increase lead generation, and digitally manage paperwork. Not only will this technology help you, but it’ll create an enjoyable experience for your clients, in turn getting you…
-
Create an Evacuation Plan for your Pets
An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to an adult. Everyone should know how to act during an evacuation, and that includes assigning one parent or adult to the pets. This allows the other parent and the children to focus on their part of the evacuation plan, so there’s no confusion during a high-stress…
-
Loan Officers, Loan Originator Career, MLO Education, MLO's, Mortgage Industry, Mortgage Loan Originators
How do MLO’s make Money?
How You Can Expect to be Paid as a Mortgage Loan Officer Before we explain how Mortgage Loan Officers (MLOs) are paid, let’s check out what you stand to earn as an MLO. Not only do Mortgage Loan Officers enjoy excellent job security, but their annual income varies depending on how many hours they dedicate to working, the mortgage rates in their area, and their commission agreement. In other words, MLOs have the unique ability to earn a hefty paycheck. As of 12/7/2021, the average salary of a Mortgage Loan Officer is $73,756 per year before commission. With a near-unlimited earning potential on the horizon, let’s break down the typical pay structure…
-
Mortgage Lenders, Mortgage Originator Education, Real Estate, Real Estate Blogs, Real Estate Courses for most US States, Real Estate eBooks, Real Estate Education
Real Estate – Blogs, eBooks and more!
(from our partners at The CE Shop) Click on the Photo to go there!
-
How to Become a Real Estate Agent, Real Estate, Real Estate Education, Real Estate Education FAQs, Real Estate License
Real Estate Education FAQ’s from The CE Shop
Whether you’re just getting started or you’re a seasoned veteran, the real estate industry can be incredibly confusing. To help, we created the Real Estate Agent Encyclopedia. This guide will answer your questions through every phase of your real estate career.
-
Sorry, Homebuyers: This Seller’s Market Is Sticking Around
From the CE Shop Team – January 17, 2022 As we wrapped up 2021, a year marked by soaring home prices and incredibly low inventory, many prospective homebuyers likely felt frustrated by the state of the ultra-hot housing market. Now, as we look into 2022, many might be wondering: Will the housing market finally calm down? Well, maybe — but it will remain a seller’s market, experts say. Here’s what Realtor.com predicts: “…The market will continue slowing down from the frenzy seen in the spring [of 2021] when prices shot up to new heights. However, prices will stay high, inventory will remain tight, and mortgage rates will rise. “The bottom line: Even as…
-
Be Prepared, Emergency, Emergency Preparedness, Food, Product Reviews general, Quick Meals, Survival
What is Simple Plate? Why do I care?
Simple Plate™ is one of the latest additions to Thrive Life line of foods! Simple Plate™ will help you get dinner on the table much faster. This convenient meal kit has prepped and proportioned ingredients that stay fresh for months and months! There is no food that is going to spoil if you fail to cook it tonight, but if you took out meat to thaw and don’t cook it and then you stick in the fridge and you still don’t cook it what happens? It goes down the disposal! Families need a go-to-dinner solution that doesn’t cut corners. With prepped and portioned ingrediatens that stay fresh for weeks, this…
-
Be Prepared, Emergency, Emergency Preparedness, Food, Product Reviews general, Quick Meals, Survival
Thrive Life Foods – Love these products!
Simple. Clean. Food. Delivered to your door. Our Testimony: In 2011, my husband set us up with some long term food storage as a part of an emergency preparedness plan. After hours of research he ordered THRIVE LIFE freeze dried food products and we also purchased some canned goods and MRE’s and put them in storage in case of some catastrophe. In 2016, he decided that we didn’t have enough in storage, so this time he gave me the assignment to add more foods to our supply. I got heavily into determining which was the best bang for our buck and also I wanted to add some variety to the collection.…
-
Are You Prepared for a Disaster?
Do you continue to think it won’t happen to you? Have you continued to not heed the warnings after seeing disaster after disaster all over the world? People make fun of those known as ‘preppers’ and yet they don’t prepare for disasters and then when they come and they are in a situation where they have no food or water and can’t get out of their homes they say ‘why me?’. When there is some lead time warning folks will rush home from work and head to the grocery stores and service stations and try to load up on food and water and gasoline and other emergency supplies and find that…
-
How It Ends – Netflix Movie Review
Movie Title: How It Ends Trailer: How It Ends Trailer Director: David M. Rosenthal Cast: Theo James, Forest Whitaker, Kat Graham, Grace Dove Film Location: Mostly in Winnipeg, Manitoba, Canada. One seen was filmed in Steinbach, Manitoba, Canada My Rating: 6 out of 10 The Beginning starts off pretty good This movie definitely got me thinking again about the possibilities of something like this happening in the US and around the world. It is entertaining. It did keep my attention. This world (especially in the U.S.) is so dependent on our electricity, water, the internet, cell phones, etc. that a disaster that took down anyone of these could leave this spoiled country in shambles.…
-
Microsoft Office 365 – Review
A Long Time Microsoft User! I have used Microsoft products since they first came out. From DOS to the first Windows Product to the first Office products, Microsoft SQL Server, Microsoft Dynamics (Formerly Great Plains) and more. People can complain about Microsoft but quite frankly being involved in the IT arena and Software support arena for 22 years, I have to say Microsoft has been phenomenal. Just remembering back to DOS and manually typing in commands to find files/data on your hard drives and then to Windows and where it is today. WOW! I first used Word processing products back in the 80’s before Microsoft came out with their products. Remember WordPerfect…
-
Solo Bryant 17.3 Inch Rolling Laptop Case – Review
PRODUCT: Solo Bryant 17.3 Inch Rolling Laptop Case COLOR: Black FABRIC: Polyester body, Canvas like – Textured fabric DIMENSIONS: 17 x 14.75 x 8.75 in. WEIGHT: 7.01 lbs. MODEL YEAR: 2011 WARRANTY: 5 year MANUFACTURER: SOLO ITEM MODEL NUMBER: PT 136-4 Features: Designed for on-the-go professionals Fully padded 17.3′ laptop compartment Front zippered pocket Full size front zip-downorganizer section Divided file folder compartment Padded carry handles Hidden push-button telescoping handle system Polyster body 2 Rollers on back bottom of bag with 2 solid feet (non-rolling) on front bottom of bag for stability
-
Anker Portable Charger PowerCore 20100mAh and Anker Wall Charger – Review
Anker Portable Charger PowerCore 20100mAh – Love this Charger! Roughly 2 1/2 years ago (Oct 2015), my husband was insisting that we needed to order one of these chargers and I was not understanding why, as we had the wall cell phone charger already. I did admit we had no portable charger and so we went ahead and ordered this charger and a smaller one with less capacity. The issue was our batteries on our cell phones were always going down early in the evening when we typically spent more time on the phones. We had Samsung S5 phones. Wow, why did we wait…
-
The Richest Man Who Ever Lived – A Book Review by Taresa Lutz
Posted with permission of Taresa Lutz, standingfirmproducts.com Book Review Details Title: The Richest Man Who Ever Lived – King Solomon’s Secrets to Success, Wealth, and Happiness Author: Steven K. Scott Publisher: Crown Business; First edition 2/21/2006 Category: Wealth Management, Business, Finance Reviewed By: Taresa Lutz, Christian blogger, Believer in Jesus Christ (http://standingfirmproducts.com) Recommended? Yes, Highly This is a book review of The Richest Man Who Ever Lived – King Solomon’s Secrets to Success, Wealth and Happiness by Steven K. Scott. (The book is on the wisdom gleaned to us by King Solomon himself from the book of Proverbs.) This review was written a couple of months ago for our Christian website, standingfirmproducts.com. …
-
Do Product Reviews Matter – We Think So!
We Believe Product Reviews Matter We believe this so much that we are building our business and our website around it. For years we have been active product review seekers…IE we rarely buy anything other than groceries without searching for product reviews from more than one source before making the purchase. According to WordPress eCommerce Plugins: WP eStore Review: Advances in Economics and Business (an international journal) has conducted studies into the likelihood of product reviews influencing purchase decisions. Their findings point to reviews as an important part of the research process for customers.
